Card payment brokerage · Ireland & UK
Stop overpaying for card payments.
LowerFees compares your current rates against our panel of acquirers and switches you to the best deal — at no cost to you.
Savings calculator
See what you could save
Estimated monthly saving
€0
That's €0 per year — back in your pocket.
Estimate based on a typical domestic card mix. Your actual saving depends on your transaction profile.
Get your exact quote →Takes 2 minutes. We respond within one business day.
How it works
We do the legwork. You get better rates — usually within a week.
1. Tell us about your business
Fill in the quick quote form — 2 minutes. We need your monthly volume and current provider.
2. We compare the panel
We run your figures against our acquirer panel and produce a side-by-side savings breakdown.
3. We switch you over
If the savings make sense, we handle the application. You're typically live and saving within days.
Our rates
Transparent pricing. No hidden fees. No monthly minimums.
Card machines
Tap to pay
In-person · card-present
- Use your Android phone — no terminal needed
- Daily payouts (Mon–Fri)
- No monthly fees · cancel anytime
Online payments
Payment gateway
E-commerce · card-not-present
- WordPress, Shopify, Wix & OpenCart plugins
- Apple Pay & Google Pay included
- No monthly fees · cancel anytime
What our customers say
5.0 · 9 reviews on Google
Excellent service from LowerFees. They saved us a significant amount on our card payment fees. The process was seamless and John was extremely helpful throughout.
Niamh Byrne
Google review
Very professional service. Switched our payment provider and immediately noticed the savings. Would highly recommend to any business looking to reduce their card processing costs.
Adrian Nichita
Caesar Windows
As a sole trader, every euro counts. LowerFees found me a much better rate than what I was paying with my previous provider. Great service and very easy to deal with.
Brendan Higgins
Artist
Fantastic service. They handled everything and made the switch completely painless. Our monthly card fees dropped noticeably straight away.
Catherine Moloney
Google review
Really impressed with how straightforward the whole process was. LowerFees did all the heavy lifting — I just had to say yes to a better deal.
Emmet Bosonnet
Google review
LowerFees saved our fitness studio a good chunk on payment processing every month. Great team, very responsive and knowledgeable about the industry.
Fitchick Nikki
Google review
Brilliant experience from start to finish. They found us better rates quickly and the onboarding with the new provider was handled for us. Highly recommend.
Tatenda Chitiyo
Google review
Very happy with the switch. Lower fees straightaway and great customer service. They explained everything clearly and there were no hidden surprises.
Monika Hretczak
Google review
Highly recommend LowerFees. They saved us money on card payments and the whole experience was stress-free. Professional and honest advice.
Bernie Davis
Google review
Business finance
Need working capital? We can help with that too.
Our Merchant Cash Advance gives your business a lump sum repaid as a percentage of future card sales — no fixed monthly repayments, no collateral, funds in as little as 24 hours.
Who we help
From market traders to e-commerce stores, if you take card payments, we can probably save you money.
Ready to pay less?
Get a free, no-obligation quote. We respond within one business day.
Or book a free consultation at a time that suits you.