Card Payments
Better rates on every card payment you take.
Whether you take payments in-person or online, LowerFees finds you a better deal. We compare your current provider against our panel and switch you over — at no cost to you.
In-person and online — we cover both
LowerFees works across the full acquirer and terminal landscape. We find the right fit for your business, not the easiest option to sell.
In-person
Card Machines
Countertop, portable, or mobile terminals from Bank of Ireland Payment Acceptance, AIB Merchant Services, Shift4, myPOS, Elavon, Worldpay and more.
Rates from 0.15% on consumer debit, depending on your volume and business type.
Card machines →Mobile / SoftPOS
SoftPOS — Tap to Pay
Turn a compatible Android phone into a card machine with Paynt SoftPOS. No hardware, no terminal — ideal for market traders, mobile businesses, and on-the-go payments.
From 0.85% consumer debit · 0.99% credit · 3c auth fee.
SoftPOS — Tap to Pay →Online
Online Payments
Payment gateways for your website via Rapyd, NMI, and others. Works with WordPress, Shopify, Wix and OpenCart — Apple Pay and Google Pay included.
From 0.75% consumer debit · €0.15 per-transaction gateway fee.
Online payments →Specialist solutions
International sales
Multi-Currency Payment Links
If you sell to customers outside Ireland, let them pay in their own currency. We set up NMI and Elavon so you can send payment links in USD, GBP and more — with funds routed to the right currency account.
Learn more →GoHighLevel users
NMI Gateway for GoHighLevel
GoHighLevel supports NMI for order forms, invoices, Text2Pay, and QR links. Connected through Elavon, AIB, Global Payments or others — with consumer debit rates potentially as low as 0.5%.
Learn more →Why use LowerFees?
Free service
We're paid by the acquirer when we place you. There's no cost to you.
No lock-in
No long-term contracts. Cancel anytime.
Fast setup
Most businesses are live within a few days of application.
Full comparison
We compare your current rates against the whole panel before recommending anything.
Ireland & UK
We work with businesses across Ireland and the UK.
Real people
You deal with a real person, not a chatbot or automated system.
See how much you could save
Takes 2 minutes. We get back to you within one business day.
Get a free quote →