myPOS — with better rates than going direct.
myPOS is one of the most disruptive payment providers in Europe — instant access to funds, a business debit card, payment links, a website gateway, and SoftPOS, all in one account. Standard rates are already competitive. As a myPOS partner, LowerFees can set up plans with significantly lower processing rates.
Standard rates apply on the free account. Contact us to unlock lower plan rates.
The standout feature
Instant access to your funds
Every myPOS account comes with a built-in digital wallet — like a business bank account. In-person card sales land in your wallet instantly. You also get a Business Debit card to spend the money straight away, in person or online.
Standard rates are good. Our partner rates are better.
myPOS standard rates of 1.3% + €0.20 are already more competitive than many well-known providers. But as a myPOS partner, LowerFees can access plans with significantly lower rates — tailored to your business type, card mix, and volume.
Standard myPOS (going direct)
LowerFees partner plans
Exact rates depend on your business type, average sale value, monthly volume, and card mix. Contact us for a custom quote.
Multiple plans for different businesses
Not all businesses have the same card mix. myPOS partner plans are structured to match your profile:
High-value domestic sales
e.g. car dealers — plans optimised for large transactions on local debit cards
High-volume low-value sales
e.g. cafés — plans optimised for fast, frequent low-ticket transactions
Business card heavy
e.g. B2B services — plans with better rates on commercial and corporate cards
International card mix
e.g. tourism, hospitality — plans with competitive rates on non-domestic cards
Sole traders
Rolling monthly plan available on the myPOS Ultra
Limited companies
Minimum 36-month contract — with extremely competitive rates
Everything in one account
myPOS isn't just a card machine. One account covers every way you take payments.
Card machines
Multiple card machine models available — countertop, portable, and mobile. All include a SIM card with 4G at no extra cost. No Wi-Fi dependency.
4G SIM included · no extra connectivity cost
myPOS Glass — SoftPOS
Tap to payTurn your phone into a card machine with the myPOS Glass app. Useful as a backup payment method or primary solution for very mobile businesses. Runs on standard rates.
Standard rates apply on myPOS Glass
Payment links
Send a pay-now link from the app, the website dashboard, or directly from the card machine. Customers can pay by card, Apple Pay, or Google Pay. CNP Levy applies.
Send from app, web, or card machine
Payment tags
A shareable tag where your customer enters the amount and a reference note themselves — useful for open-amount payments at events or for regular customers.
Customer enters amount + reference
Website gateway
Payment gateway included in your account. Compatible with WooCommerce, OpenCart, Magento, PrestaShop, Joomla, and many more. CNP Levy applies on online transactions.
See myPOS gateway page for full platform listEPOS / register
Add-onThe Register by SmartVolution app is available on the card machine — one of Ireland's leading EPOS systems used by thousands of shops, restaurants and salons. From €5/month.
SmartVolution · from €5/month
Tipping
JustTip integration — compliant tipping for hospitality
myPOS has a specialist tipping solution in partnership with JustTip that separates tips paid on the card machine and sends them directly to staff — helping hospitality businesses stay compliant with tipping regulations while reducing admin and paying staff more accurately.
Learn more about JustTip →How sign-up works
We guide you through the whole process.
Create a free myPOS account via our link
Signing up through our referral link puts you under our admin panel so we can assist with onboarding and set up your plan.
Verify your identity
Download the app, follow the steps, and verify your ID with a selfie. myPOS handles this fully digitally.
Start taking payments immediately
Once approved, you can take payments via links, the website gateway, and myPOS Glass (SoftPOS) straight away — all on standard rates.
We set up your card machine and lower rates
When you're ready for a card machine, we create the order and send you a DocuSign to confirm. This also activates the reduced partner rates on card machine, payment link, and website sales. myPOS Glass rates remain at standard.
Transparent pricing — no surprises
There are no minimum volume monthly service fees on partner plans. We explain all charges upfront. Here's how the CNP (Card Not Present) levy works — something worth understanding before you switch.
In-person payments
No CNP levy
Card-present transactions on your terminal carry no additional CNP charge — just the agreed processing rate plus 3c auth fee.
Payment links & online
+0.2% CNP levy
Consumer card payments via link or website gateway carry a 0.2% Card Not Present levy on top of the plan rate.
Phone payments & commercial cards online
+0.6% premium levy
MOTO (phone) payments and commercial / premium cards paying via link or online carry a 0.6% premium CNP levy. MOTO must be requested and is not guaranteed.
No PCI fees. No PCI forms required — myPOS's security features keep accounts compliant.
Frequently asked questions
Get a custom quote
Tell us your business type, average sale value, monthly volume, and card mix — we'll come back with the best available myPOS plan for your profile.
Get a custom quote →Try myPOS free first
Sign up for a free myPOS account via our link to explore the app and see how it works before committing to a card machine plan. Standard rates apply until your plan is activated.
Open a free myPOS account →Standard rates apply. Contact us afterwards to upgrade to a partner plan.
Questions? Call +353 1 420 0816 or email john@lowerfees.ie