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LowerFees
LowerFees partner JustTip

Compliant cashless tipping — done automatically.

JustTip is Europe's trusted tipping platform for Irish hospitality businesses. It automates the entire tip process — from customer payment through to direct distribution to staff bank accounts — while keeping you fully compliant with Irish tipping legislation.

LowerFees partners with JustTip to offer this solution to our hospitality clients alongside their card payment setup.

11.15%

Employer PRSI saving on tips processed through JustTip

1.5%

Auto-enrolment pension contribution avoided on tip income (from 2026)

€2,500

Maximum fine for non-compliance with the Payment of Wages (Tips and Gratuities) Act 2022 — JustTip keeps you covered

Why this matters now

The Payment of Wages (Tips and Gratuities) Act 2022 changed how Irish businesses must handle tips. Employers can no longer use tips to make up basic pay, and they must have a written tips and gratuities policy displayed for customers and staff.

Non-compliance can result in fines of up to €2,500 and referral to the Workplace Relations Commission (WRC). Most hospitality businesses have adapted their policies — but the manual spreadsheet approach to tracking and distributing cashless tips is slow, error-prone, and increasingly hard to defend as compliant.

JustTip replaces the spreadsheet entirely with an automated, auditable system that handles collection, tracking, splitting, and direct payment to staff — all in line with WRC guidelines.

Legislation compliant

Built around the Payment of Wages (Tips and Gratuities) Act 2022 and WRC guidelines.

Full audit trail

Every tip transaction is tracked and reportable — no disputes, no missing records.

No more Sunday spreadsheets

Staff tip calculations are automated. Managers recover hours previously spent on manual tracking.

Direct to staff

Tips go straight to each team member's bank account — no cash handling, no delays.

Three solutions — one for every setup

JustTip offers a product for each type of service environment, from integrated POS systems to simple countertop units.

Integrated POS

JustPOS

JustPOS is described as the first split payment solution of its kind. It combines tips and service charges in a single transaction at the point of sale, automatically separating tip income from business revenue before it's processed — so tips never touch the payroll in the first place.

Built to integrate into existing payment systems, JustPOS delivers a smooth customer experience while fully automating the journey from transaction to staff payment.

Single transaction

Customer pays the full bill and adds a tip in one seamless payment — no second terminal or separate step.

Automatic separation

Tips are split from business revenue at the point of transaction, not after the fact.

Full automation

From transaction to staff bank account — nothing manual in between.

Removes payroll costs

Tips handled outside payroll means PRSI and pension auto-enrolment savings on that income.

POS integration

Integrates into your existing payment and POS setup.

Table service

JustFlex

Designed for restaurants and table-service venues, JustFlex is a handheld device that collects tips and gratuities at the table — where the customer interaction already happens.

  • Handheld device — brought to the table
  • Customisable tip percentage options for the customer
  • Full automation from tip selection to staff payment
  • Eliminates unnecessary payroll processing costs
  • Compliant with Irish tipping legislation

Best for: restaurants, hotel restaurants, large cafés, any table-service environment.

Counter & quick service

JustFixed

JustFixed is a countertop unit designed to sit beside your existing card reader — no replacement of your current payment setup required. It lets customers add a tip in seconds at the counter or till.

  • Countertop unit — sits beside existing card reader
  • Customer can tip in seconds with minimal friction
  • No need to replace your current card machine
  • Full automation from transaction to staff bank account
  • Legislation compliant with built-in reporting

Best for: cafés, coffee shops, bakeries, bars, quick-service restaurants, takeaways.

Simple, transparent pricing

JustTip charges two fees — a small transaction rate and a per-staff monthly fee. For most hospitality businesses the PRSI saving far outweighs the cost.

Per transaction

5%

of each tip processed through JustTip

Applied only to tip amounts — not to the main bill. If a customer tips €5, the JustTip fee is €0.25.

Per employee / month

€2

per tipped staff member per month

Only staff who receive tips need to be enrolled. Seasonal or part-time staff can be added or removed as needed.

How the numbers stack up

A business processing €3,000/month in tips saves approximately €334/month in employer PRSI (11.15%). With 5 employees enrolled, the JustTip fee would be €160/month (5% transaction fee + €10 staff fee) — a net saving of around €174/month, before any admin time recovered.

myPOS + JustTip

Works alongside myPOS

For businesses using myPOS card machines through LowerFees, JustTip integrates directly — giving you lower card processing rates and a fully automated, compliant tipping solution from a single setup conversation.

myPOS's own tipping feature handles basic tip collection, but the JustTip integration adds the full compliance, automation, and direct-to-staff payment layer that Irish legislation requires.

One setup

Get your card machine rates and tipping solution sorted in one conversation with LowerFees.

Direct staff payments

Tips collected on the myPOS terminal are automatically distributed to staff bank accounts via JustTip.

PRSI savings

Tips processed outside payroll generate an 11.15% employer PRSI saving on that income.

Compliant by default

JustTip's reporting and audit trail keeps you aligned with WRC guidelines without extra admin.

Who JustTip is designed for

Any Irish hospitality business where tips are part of the customer experience.

Restaurants

JustFlex at the table or JustPOS integrated — tips handled at the point of payment.

Hotels

Full-service hotels with multiple tip touchpoints — restaurant, bar, and room service.

Cafés & coffee shops

JustFixed at the counter, beside the existing card reader. Fast and unobtrusive.

Pubs & bars

Cashless tips at the bar without replacing existing payment infrastructure.

Hair salons & barbers

High tip frequency per transaction — automation saves significant admin time.

Beauty clinics & spas

Discreet, professional tip collection aligned with premium service environments.

Food trucks & markets

JustFixed or myPOS JustTip integration for mobile and outdoor venues.

Any table-service venue

If gratuities are part of your customer experience, JustTip automates the rest.

Get JustTip for your business

Fill in your details and we'll be in touch to walk you through the right JustTip solution for your venue — and how it fits alongside your card payment setup.

We'll recommend the right JustTip solution for your venue type
We can bundle card machine rates and tipping in one conversation
No obligation — we'll send you the information first
We reply within one business day

Prefer to call? +353 1 420 0816