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LowerFees
Rapyd Gateway

Better rates for your online store.

The Rapyd payment gateway integrates directly with your website and gives your customers a smooth checkout — while you pay less in processing fees.

Rapyd gateway rates

Consumer debit 0.75%
Consumer credit 0.95%
Commercial / business cards 2.0%+

+ €0.12 gateway fee + €0.03 auth fee per transaction

No monthly fee · cancel anytime

Apple Pay & Google Pay included

Works with your platform

Native plugins — no code required for most setups.

WordPress

WooCommerce plugin — works with the world's most popular CMS.

Shopify

Install directly from the Shopify App Store.

Wix

Rapyd is available in the Wix App Market.

OpenCart

Full OpenCart extension for multi-product stores.

Running something else? Rapyd also provides a full REST API and SDK for custom integrations.

What your customers experience

Apple Pay & Google Pay

One-tap checkout for mobile shoppers — the fastest way to reduce abandoned carts.

3D Secure 2.0

Strong customer authentication built in. Compliant with PSD2 regulations.

Multi-currency

Accept payments in multiple currencies if you sell internationally.

Instant checkout

Fast, modern checkout flow optimised for conversion.

Recurring billing

Set up subscriptions and recurring charges without extra integration work.

Fraud protection

Built-in fraud detection and chargeback management.

How we compare to Stripe

LowerFees (Rapyd) Stripe
Consumer debit 0.75% 1.4%
Consumer credit 0.95% 1.5%
Per-transaction fee €0.15 €0.25
Monthly fee None None
Apple Pay / Google Pay ✓ Included ✓ Included
Contract lock-in None None

Stripe rates as published for Ireland. Your actual saving depends on your card mix and volume.

Ready to switch your payment gateway?

Free service. No setup fee. We handle the application for you.