Finance
Flexible finance for Irish businesses.
Beyond card payment savings, LowerFees can help your business access funding — starting with Merchant Cash Advances designed for businesses that take regular card payments.
Finance products
Merchant Cash Advance
Get a lump sum of capital repaid as a percentage of your daily card sales. No fixed monthly repayments, no collateral, approval within hours. Funds typically available within 24–48 hours.
- No fixed monthly repayments
- No collateral required
- Approval based on card sales history
- Repayments flex with your revenue
Business Loans
Traditional term loans and revolving credit facilities for Irish businesses. We're expanding our finance panel — get in touch to register your interest.
Register interest →Why get finance through LowerFees?
One relationship
We already know your business from your card payment setup. You don't start from scratch with a new provider.
Free to use
We're compensated by the lender, not by you. There's no broker fee for using LowerFees.
Honest advice
We'll tell you clearly what's available and what it will cost — no pressure and no jargon.
Fast turnaround
No lengthy bank processes. Most MCA applications are decided the same day.
Interested in business finance?
Get in touch and we'll walk through what's available for your business.