myPOS payment gateway — with better rates through LowerFees.
myPOS Checkout lets you accept card payments on your website with no monthly fee and no setup cost. Standard rates are already competitive. As a myPOS partner, LowerFees can arrange significantly lower rates on gateway transactions — contact us for a custom quote.
€0
per month
No set-up cost or monthly fees
1.30%
+ €0.20
per transaction
Standard rate · domestic & EEA cards
Standard rates — going direct to myPOS
These are the published myPOS Checkout rates. LowerFees can arrange reduced rates through our partner agreement. See below.
Standard myPOS Checkout rates
Published rates for myPOS Checkout (Ireland). No monthly subscription, no setup fee.
Domestic & EEA consumer cards
1.30%
+ €0.20
per transaction
American Express
2.50%
+ €0.20
per transaction
All other consumer & commercial cards
2.90%
+ €0.20
per transaction
MO/TO payments
Online fee
+ 0.5%
per transaction
Rates published by myPOS for the Irish market. MO/TO = Mail Order / Telephone Order payments. Subject to myPOS terms and approval.
LowerFees partner rates
We can do better than the standard rate.
As a myPOS partner, LowerFees can set up plans with significantly lower processing rates on gateway transactions. The same reduced rates that apply to card machine sales through a partner plan also apply to payment link and website gateway sales — with the exception of myPOS Glass (SoftPOS), which remains on standard rates.
Lower consumer debit rate
Domestic and EEA debit transactions at a fraction of the standard rate, depending on your plan.
Lower consumer credit rate
Consumer credit card gateway transactions at reduced partner rates.
Plan matched to your business
Different plans suit different business profiles — volume, average ticket, card mix. We find the right fit.
What myPOS Checkout includes
A full-featured hosted payment gateway — no monthly cost, instant settlement, PCI compliant out of the box.
Instant settlement
Funds from online payments land in your myPOS wallet — available 3 business days after the transaction. In-person sales are instant.
No monthly fees
€0 per month, no setup cost. You only pay per transaction when you actually take a payment.
PCI compliant
myPOS handles PCI DSS compliance. No forms to fill, no separate certification required.
Hosted checkout page
Customers are redirected to a secure myPOS-hosted payment page for card entry — no sensitive data touches your server.
Payment links & tags
Send a pay-now link via email or message, or share a payment tag where the customer enters the amount themselves. Useful for invoicing and remote payments.
Virtual terminal
Take card payments over the phone using the virtual terminal — MO/TO rate applies. Subject to approval.
24/7 payment acceptance
Your checkout never closes. Payments accepted around the clock.
API, SDK & plugins
Developer APIs and SDKs available via developers.mypos.com. WooCommerce plugin and integrations for popular shopping cart platforms included.
24/7 merchant support
myPOS support is available around the clock via their Help Centre and support team.
How to get started
Sign up for a free myPOS account
Use our referral link to create your account. This puts you under our admin panel so we can assist with onboarding and set up your partner rate plan.
Create free account →Verify your identity
Complete the online ID verification in the myPOS app — a selfie and ID check, handled fully digitally by myPOS.
Integrate the checkout
Install the WooCommerce plugin, connect via API/SDK, or use payment links straight away. Full developer documentation at developers.mypos.com.
Contact us for lower rates
Once your account is live, get in touch and we'll set up the partner rate plan — reducing what you pay on gateway transactions significantly versus the standard rate.
Works with your platform
myPOS Checkout has ready-made plugins for the most popular e-commerce and website platforms — no custom development required for most setups.
WooCommerce
The most widely used WordPress e-commerce plugin. Install and configure directly from your WooCommerce dashboard.
OpenCart
Popular open-source shopping cart with a large global merchant base.
Magento
Enterprise-grade e-commerce platform used by larger retailers and multi-store operations.
PrestaShop
Open-source e-commerce solution popular across Europe, with a strong Irish and UK user base.
Zen Cart
Open-source shopping cart with a long-standing community and flexible product catalogue.
X-Cart
PHP-based e-commerce platform with advanced catalogue and B2B capabilities.
osCommerce
One of the original open-source shopping carts — still widely used for established online stores.
CloudCart
Cloud-based e-commerce platform for fast store setup without technical overhead.
Gombashop
European e-commerce platform with a focus on ease of use for small and medium businesses.
Joomla
CMS platform with e-commerce extensions — suitable for content-heavy sites that also sell online.
HotelRunner
Hotel channel manager and booking platform — myPOS gateway integration supports hospitality businesses taking online payments.
Exely
Hotel booking engine and direct sales platform for accommodation providers.
Not on this list? myPOS also provides full REST APIs and SDKs for custom integrations.
developers.mypos.com →Get a custom quote
Tell us about your website, your monthly online card volume, and your typical card mix. We'll come back with the best available myPOS gateway rate for your business.
Get a custom quote →Try myPOS free first
Open a free myPOS account via our link and explore the gateway, payment links, and dashboard before committing to a plan. Standard rates apply until your partner plan is set up.
Open a free myPOS account →Standard rates apply until we set up your partner plan.